Refinancing your mortgage? Smart move.

Save money with a lower rate, borrow for home renovations, or consolidate debt.

Open a free MogoAccount to get started!

Screenshot of the MogoMortgage dashboard on an iPhone

Why refinance?

You could get a lower interest rate, increase the value of your home with renovations, consolidate debt… oh the possibilities.

Get on the path to financial independence

Yearly rewards, an interactive dashboard that helps you stay on track with payments, and more. With the MogoMortgage, you can use your home to invest in your future and build your wealth.

A simple and transparent online application experience

Some of the best rates in Canada

Get your credit score for free

Salaried specialists—no commissions, no awkward sales pitches

A mortgage specialist available through live-chat, email, and on the phone

Digital payment tracker that can help you get mortgage-free faster

The best rates, right off the bat

Here, you’ll get the lowest rates we offer—without having to coax, haggle, or charm us.

As a mortgage brokerage, we work with the top lenders in Canada to put together a lineup of the best mortgage products and rates.

Getting the MogoMortgage

A simple, hassle-free process

Set up your MogoAccount profile (and get your free credit score)
See what you’re qualified for.
Compare our rates
Unlike many banks, our displayed rates are our actual rates—and they're market-leading.
Complete your application
It takes only a few minutes to complete our commitment-free online mortgage application.
Review your options
Our mortgage specialists will typically get back to you within a day of receiving your application.
Personal guidance
every step of the way
Your mortgage specialist will guide you through the process all the way to closing.
Your mortgage is funded!
Now for the exciting part. We'll help you stay on track and get mortgage-free, with a customized mortgage dashboard available online and through our mobile app.