Your first time should be incredible.

First-time homebuyer looking for a mortgage?

Open a free MogoAccount to get started!

Screenshot of the MogoMortgage dashboard on an iPhone

The perks of being a first-time homebuyer

Being a first-time homebuyer is pretty exciting—and it’s extra cool because you may qualify for tax benefits and other perks. (You could save on the property transfer tax!)

Not sure if you qualify for first-time homebuyer benefits? Find out on our blog.

I’m buying a home in:

alberta british columbia ontario

Why first-time homebuyers love Mogo

A simple and transparent online application experience

Some of the best rates in Canada

Get your credit score for free

Salaried specialists—no commissions, no awkward sales pitches

A mortgage specialist available through live-chat, email, and on the phone

Digital payment tracker that can help you get mortgage-free faster

The best rates, right off the bat

Here, you’ll get the lowest rates we offer—without having to coax, haggle, or charm us.

As a mortgage brokerage, we work with the top lenders in Canada to put together a lineup of the best mortgage products and rates.

Getting the MogoMortgage

A simple, hassle-free process

Set up your MogoAccount profile (and get your free credit score)
See what you’re qualified for.
Compare our rates
Unlike many banks, our displayed rates are our actual rates—and they're market-leading.
Complete your application
It takes only a few minutes to complete our commitment-free online mortgage application.
Review your options
Our mortgage specialists will typically get back to you within a day of receiving your application.
Personal guidance
every step of the way
Your mortgage specialist will guide you through the process all the way to closing.
Your mortgage is funded!
Now for the exciting part. We'll help you stay on track and get mortgage-free, with a customized mortgage dashboard available online and through our mobile app.